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You haven't invested in HUF funds.
The income tax slab for HUF is same as that of an individual, with an exemption limit of Rs 2.5 lakh
You have been spending more on food.
Try reducing your food expenses by 10%. By using the coupons provided.
We have noticed your 28 and you don't have a life insurance.
Take up a life insurance as you'd have to pay much lesser premium.